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Insured Motorists’ Rights in Georgia
Insured
Motorists’ Rights in Georgia Prepared to assist
consumers in handling an automobile claim with your
insurance company.
AutoWise Collision Inc is well
experienced with many of the events and transactions
that can occur when a collision repair is taking
place. Qualified and expertise staff know just how
to handle the most delicate issues and circumstances
that can truly make the customer at ease and
comfortable with the issues and repair of their
vehicle.
Below are some important facts and Frequently Asked
Questions for your information and awareness.
Autowise Collision stands behind all work and repair
provided to the customer and client.
1. Do you have the right to
select the shop that will repair my car?
Yes. In order to expedite your claim, select the
repair shop, leave your automobile there and notify
your insurance agent or company.
2. Do I need to get two or
three estimates?
No. Notify your agent or insurance company. Your
insurance adjuster may need to inspect the damage.
If your insurance company has a drive-in claim
service and your car is safe to drive, you should
call them for an appointment, take your car there,
make sure you get a copy of the insurance adjuster’s
estimate, and take your automobile to the shop of
your choice. Some insurance agents may tell you
to get two or three estimates. Talk to your
insurance adjuster first. Generally, claims are
handled by the insurance company’s claims
department, not agents.
3. Must I notify my
insurance company before repairs?
Yes. Insurance policies require that you notify the
company or your agent, make a report, and tell them
where the damaged vehicle may be inspected.
4. Who pays the repair
bill?
You must arrange for payment. Your insurance policy
states that they will pay you, less any deductibles
or depreciation.
5. Who is responsible for
the repairs?
The shop (Autowise Collision Inc). That’s why it
is important that you select a repair facility that
is properly trained and equipped to restore your
automobile to its pre-accident condition.
6. If you should
experience any difficulty with the repair job, who
should you contact?
First, the manager of the shop. (Autowise
Collision)
Again, this is important that you place your car in
a facility that you know has reputable credentials
as a full services and qualifying auto collision and
repair shop.
Click here [We Value Our Customers and Clients] to
review our credentials in customer service and
quality auto collision repairs. As the shop
Autowise Collision) is responsible for proper
repairs. If your issue is still not resolved, you
can contact your insurance company claims manager
who may be able to help you. However, Autowise makes
all attempts to completely satisfy the customers and
greatly values their acceptance of the work done.
Here are some very
important facts to be informed about:
1. Remember, the amount
of your claim cannot be properly established or your
vehicle repaired until you select a repair shop and
drive or have your automobile towed there. Any delay
may cause you some difficulty with your Insurance
Company.
2. If for any reason you need to write
to the Georgia Insurance Dept., state your name,
address, city and phone number, name of your
insurance company, your insurance claim number and a
brief description of your events. Attach copies of
estimates, invoices or other materials that will
help explain your situation. Autowise Collision
Prides itself on a higher quality of customer
service and attempts to provide the customer with
all the requirements to make your repair as easy as
possible. We know that it is an inconvenience to be
without your own car and try to offer our greatest
concerns for your safety and comfort while your auto
body repairs are in progress.
3.
If the shop of your choice and the insurance company
do not agree on how the car should be repaired or
what it should cost, or If the insurance company
fails to process your claim or pay the amount agreed
upon, you should do the following
Your first step should be to contact your insurance
agent to see what the issues are that might be
holding up the process. If you feel that you want to
discuss the issue further, then you can request to
talk to the Branch or Regional Claims Manager of the
insurance company.
If working with your Insurance Company fails, you
can contact the Georgia Insurance Department office.
Most insurance policies provide an Appraisal Clause.
When the insurance company and the customer fail to
agree, either party may request an appraisal of loss
within sixty (60) days after the claim has been
filed. Each party may then select a competent
appraiser to represent them and the two appraisers
will select a competent and disinterested umpire. If
the two appraisers do not agree, they may submit
their findings to the umpire for a decision of any
two of the estimates and appraisal findings for the
amount of loss.
4. Autowise Collision (as the shop) is a direct
repair shop for most major insurance companies, Nationwide
Insurance, Assurance America, Kemper, Mercury
Insurance, Southern General and several more.
We also work with Enterprise Rental and Leasing to
pick you up from our shop when you drop your car off
or towed in. Enterprise also picks up their
car at our facility when your car is ready to drive
home.
Autowise Collision is a member of the NFIB for Small
Businesses and
Acworth Business Association. We belong to the
community and pride ourselves on our long time area
involvement with trusting associations.
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